Short Term health insurance is an alternative to standard health insurance plans or COBRA insurance. Its a short term, low premium, high coverage, Fast processed medical insurance plan. The policy offers a package of benefits similarly in many ways to Standard long term health insurance policies.

Who Can Benefit from Short Term Health Insurance :

• Part-time employees or temporary job service where corporate plans will not cover them.
• People who has lost their previous job and searching for new one. They can continue with their COBRA plans for upto 36 months but their premiums are very high. Such temporarily out of work people can opt for Short term health insurance plan with low premiums.
• Recent completion of Schooling and new College Graduates.
• Transition period of 18 years where they loose dependant status and are not enrolled as a full-time student.
• Leaving home for the first time or Retiring early.
• Who don’t require insurance for pre-existing conditions

Advantages :

• Low Premium plans because most of the insured persons are healthly adult who make very less claims.
• Fast processed. The policy can start from as early as midnight of the application day.
• High coverage offered depending on the plan. It can ranger from $1 million to $2 million per person.

This short term insurance plans can offer coverage from 30 days to upto 36 months. But most of the policies offer for 12 months or less.

Today I found a nice site that offers three plans to choose from -Its Short-TermHealthInsurance.com. You can ask for Quote, compare plans and can apply online in 5 minutes from this site. This way you can get covered for unexpected illnesses and accidents in a fast and low-cost way through online process.